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Refinancing and fairness guideToday's refinance ratesBest refinance lenders30-12 months mounted refinance rates15-year preset refinance ratesBest hard cash-out refinance lendersBest HELOC LendersPresent-day home finance loan rates30 12 months home finance loan rates5-12 months ARM rates3-12 months ARM ratesFHA house loan ratesVA home finance loan r